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Legal Document

Terms of Service

Effective: 1 January 2026  ·  Last updated: 25 March 2026  ·  Version: 1.0

⚠ Important Risk Warning

Trading cryptocurrencies and other financial instruments involves a substantial risk of loss and is not suitable for all persons. You may lose all capital you invest. VIT Orion Academy provides educational content and informational services only. Nothing on this platform constitutes personalised investment advice, financial advice, or a solicitation to trade. Past performance — whether backtested or live — does not guarantee future results.

⚠ EU Right of Withdrawal — Important Notice for EU Consumers

Under EU Consumer Rights Directive 2011/83/EU, you normally have a 14-day right of withdrawal from digital content purchases. However, by completing your purchase and/or checking the acceptance box at checkout, you expressly request immediate access to the digital content (course videos, Telegram signal group access, Discord community access) and acknowledge that you waive your right of withdrawal once access has been granted, in accordance with Article 16(m) of the Directive.

If access has not yet been granted, EU consumers may request a full refund within 14 days of purchase by emailing [email protected]. See Section 7 for full refund terms.

Contents

  1. 01Who We Are
  2. 02Acceptance of Terms
  3. 03Eligibility
  4. 04Nature of Services — Not Financial Advice
  5. 05Permitted Use
  6. 06User Accounts
  7. 07Subscriptions, Payments & Refunds
  8. 08Intellectual Property
  9. 09Limitation of Liability
  10. 10Prohibited Jurisdictions
  11. 11Forum & Community Conduct
  12. 12Termination
  13. 13Disclaimer of Warranties
  14. 14Governing Law & Disputes
  15. 15Changes to These Terms
  16. 16Contact
01

Who We Are

VIT Orion Academy ("VIT Orion", "we", "us", "our") is an independent educational trading platform operated by individual creators based in the Republic of Bulgaria. We are not a registered investment firm, financial institution, crypto-asset service provider, or licensed financial advisor.

You can contact us at: [email protected]

02

Acceptance of Terms

By registering an account, making a purchase, accessing our courses, or using any feature of this platform, you confirm that you have read, understood, and agreed to these Terms of Service in full, together with our Privacy Policy and Risk Disclosure Statement.

If you do not agree to these terms, you must not use this platform.

03

Eligibility

To use this platform you must:

  • Be at least 18 years of age (or the age of majority in your jurisdiction, if higher)
  • Have the legal capacity to enter into a binding contract
  • Not be a resident or citizen of a Prohibited Jurisdiction (see Section 10)
  • Not be barred from receiving services under applicable law

By registering, you represent and warrant that all of the above conditions are met. We reserve the right to request age verification documents at any time.

04

Nature of Services — Not Financial Advice

VIT Orion Academy does not provide financial advice, investment advice, personalised trading recommendations, or crypto-asset advisory services. We are an educational platform.

Our services include:

  • Educational courses — video lessons, written materials, and walkthroughs teaching trading concepts, strategy construction, and risk management
  • Informational signals — broadcast market data (entry zones, stop-loss levels, take-profit targets) produced by an automated algorithm, delivered identically to all subscribers for informational reference only
  • Community access — a forum and Discord community for discussion among members
  • Bot development guidance — technical education on algorithmic trading system construction

All signals, alerts, chart analysis, and market commentary are general informational content only. They do not take into account your individual financial situation, investment objectives, risk tolerance, or experience level. You must make all trading and investment decisions independently and at your own risk.

We strongly recommend that you seek independent financial advice from a licensed professional before making any trading or investment decisions.

05

Permitted Use

You may access and use this platform solely for your own personal, non-commercial educational purposes. You must not:

  • Reproduce, distribute, resell, or sublicense any course content, signals, or materials without our written permission
  • Share your account credentials or allow any other person to use your account
  • Screen-record or re-upload course videos to any third-party platform
  • Use automated tools, scrapers, or bots to access the platform
  • Attempt to reverse-engineer, copy, or replicate the signal logic or algorithms
  • Use the platform in any manner that violates applicable law

Affiliate and referral links: Some links on this platform may be affiliate or referral links through which we may receive a commission at no additional cost to you. Any such links are always clearly labelled as affiliate or sponsored links at the point where they appear. We do not currently operate any affiliate programmes, but this clause applies to any that may be introduced in future.

06

User Accounts

You are responsible for maintaining the security of your account credentials. You must notify us immediately at [email protected] if you become aware of any unauthorised access to your account.

Your username is permanent and cannot be changed under normal circumstances, in order to maintain community integrity and consistent identity across the platform. You are solely responsible for all activity conducted through your account.

If you have a valid request for rectification under GDPR Article 16 — for example, if your username inadvertently reveals personal information you wish to correct — please contact us at [email protected] and we will review your request on a case-by-case basis.

We reserve the right to suspend or terminate any account that violates these Terms, at our sole discretion and without prior notice.

07

Subscriptions, Payments & Refunds

Course purchases (one-time payment): Course access (Tier 2 — VIT Method, Tier 3 — Builder's Program) is sold as a one-time payment granting lifetime access to the purchased course content as it exists at the time of purchase and any future updates to that course. "Lifetime access" means access for as long as the VIT Orion Academy platform remains in operation, with a minimum guaranteed access period of 2 years from the date of purchase regardless of platform status. In the event that the platform is permanently discontinued, enrolled students will receive at least 60 days' written notice by email and will be given the opportunity to download purchased course materials in a portable format where technically feasible. This provision does not apply to signal subscriptions, which are billed monthly and may be cancelled at any time.

Signal subscriptions (monthly recurring): Bot access and signal delivery is billed monthly. You may cancel at any time from your account dashboard or by contacting us. Cancellation takes effect at the end of the current billing period; no partial-month refunds are issued for subscription cancellations.

EU Right of Withdrawal: Under EU Consumer Rights Directive 2011/83/EU, consumers within the European Union generally have a 14-day right of withdrawal from digital content purchases. However, by checking the consent box at checkout and/or account registration, you expressly request immediate access to the digital content (course videos, Telegram group access) and acknowledge that you thereby waive your right of withdrawal once access has been granted, in accordance with Article 16(m) of the Directive.

If access has not yet been granted, EU consumers may request a full refund within 14 days of purchase by emailing [email protected].

Exceptional refunds: Outside the statutory right of withdrawal, refunds are issued at our sole discretion in cases of verified technical failure that prevented access to purchased content and could not be remedied within 7 business days.

Payment processing is handled by Whop (Whop Marketplace Inc.) and/or Stripe. Their respective terms and privacy policies apply to the payment transaction.

VAT and tax: For payments made by card, Apple Pay, and most other payment methods, Whop acts as the Merchant of Record and automatically calculates, collects, and remits VAT (including EU VAT) to the relevant tax authorities on your behalf. In these cases, you do not need to register separately for VAT in individual EU member states. The applicable VAT rate will be shown at Whop's checkout based on your jurisdiction. Both buyers and sellers may enter VAT IDs at checkout to handle B2B reverse-charge scenarios.

PayPal and Coinbase Commerce exception: Where payment is made via PayPal or Coinbase Commerce, Whop is not the Merchant of Record and funds are remitted directly to the seller. For transactions processed via these methods, any applicable VAT obligations are the responsibility of the seller. We currently do not guarantee VAT compliance on PayPal or Coinbase Commerce transactions and recommend EU buyers use card or wallet payments where VAT compliance is required.

Builder's Program (Tier 3 — bespoke bot development): The Builder's Program is an application-based, bespoke service in which the VIT Orion team assists accepted students in developing a personalised automated trading strategy. The following terms apply:

  • Application and acceptance: Submission of an application does not guarantee acceptance. Applications are reviewed at our sole discretion and we are under no obligation to accept any application. Declined applicants will be notified and no charge is made for an unsuccessful application.
  • Pricing: Builder's Program pricing is agreed individually with each accepted student prior to any payment being taken. No payment is required at the application stage.
  • Deliverables: The scope of work, deliverables, and timeline will be agreed in writing with each accepted student before commencement. We will make reasonable efforts to deliver agreed work within the agreed timeframe, but timelines are estimates and not guarantees.
  • Refunds: Due to the bespoke nature of the Builder's Program, refunds are not available once development work has commenced. If we are unable to commence work within 30 days of payment, a full refund will be issued on request.
08

Intellectual Property

All course materials, video content, written guides, signal algorithms, platform design, and brand assets (including the VIT Orion name, logo, and "VIT Method" framework) are the exclusive intellectual property of VIT Orion Academy and its creators. All rights reserved.

Purchasing a subscription or course grants you a personal, non-exclusive, non-transferable licence to access and use the purchased content for your own educational purposes only. No ownership is transferred.

09

Limitation of Liability

To the maximum extent permitted by applicable law, VIT Orion Academy, its creators, team members, and affiliates shall not be liable for any trading losses, investment losses, or financial damages of any kind arising from or related to your use of this platform or your reliance on any content, signal, alert, or information provided herein.

Specifically, we accept no liability for:

  • Losses incurred from acting on any signal, alert, or market commentary
  • Losses arising from technical failures, delays, or interruptions to signal delivery
  • Losses arising from your broker, exchange, or execution venue
  • Losses resulting from market volatility, liquidation, or leverage
  • Any indirect, consequential, or punitive damages

Where liability cannot be fully excluded under applicable law (including Bulgarian consumer protection law), our total aggregate liability to you for any claim shall not exceed the total amount paid by you to VIT Orion Academy in the three months immediately preceding the claim.

10

Prohibited Jurisdictions

Certain services on this platform are restricted by jurisdiction due to applicable financial regulations. The restrictions are service-specific as set out below.

Signal Services — US and UK Persons

The Orion Signal Bot subscription (Bot Access tier — real-time Telegram signals with entry, stop-loss, and take-profit levels) is not available to residents or citizens of the United States of America or the United Kingdom, for the following reasons:

  • United States: CFTC requirements under the Commodity Exchange Act require registration as a Commodity Trading Advisor (CTA) before providing trading signals to US persons. We are not currently CTA-registered.
  • United Kingdom: FCA financial promotions rules under s.21 of the Financial Services and Markets Act 2000 (FSMA) prohibit communicating actionable trading signals to UK persons without FCA authorisation or approval by an FCA-authorised firm. We are not currently FCA-authorised.

Educational Content — Open to US and UK Persons

The following services are available to US and UK residents without restriction: the free Foundation tier, The VIT Method course (Tier 2), the Builder's Program (Tier 3), community forum access, and market news content. These products are educational in nature and do not constitute regulated trading advice or financial promotions.

  • All services are unavailable in any jurisdiction subject to comprehensive international sanctions (OFAC, EU, UN designations)
  • Where receipt of trading signals is prohibited by local law, users in such jurisdictions must not access the signal subscription service

By registering an account, you represent that you are not accessing any service in a jurisdiction where that specific service is prohibited. We implement technical geo-blocking for the signal subscription and reserve the right to immediately terminate accounts found to be in violation of this clause without refund.

11

Forum & Community Conduct

When participating in the platform forum, Discord community, or any other community feature, you agree not to:

  • Post content that constitutes investment advice, specific trade recommendations, or solicitations
  • Share content that is defamatory, harassing, abusive, or discriminatory
  • Post spam, promotional content, or referral links without permission
  • Share others' personal information without consent
  • Impersonate VIT Orion team members or other users

We reserve the right to remove any content and terminate any account that violates these community standards, at our sole discretion.

12

Termination

We may suspend or terminate your account and access to services at any time, with or without cause, including but not limited to violation of these Terms, fraudulent activity, chargebacks, or abuse of the platform.

Upon termination: access to the platform and all gated content will be revoked immediately; subscription billing will cease at the end of the current billing period; course content access may be revoked without refund in cases of violation.

You may terminate your account at any time by emailing [email protected].

13

Disclaimer of Warranties

This platform and all its content are provided "as is" and "as available" without any warranty of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or uninterrupted availability.

We do not warrant that: signals will be profitable; the platform will be available at all times; information provided will be accurate, complete, or current; or that the platform will be free of errors or security vulnerabilities.

Third-party infrastructure and force majeure: The platform relies on third-party infrastructure including Telegram (signal delivery), Bunny.net (video hosting), Supabase (database and authentication), and Vercel (web hosting). We shall not be liable for any interruption, delay, degradation, or failure of service caused by circumstances beyond our reasonable control, including but not limited to: outages or changes to third-party services, internet infrastructure failures, cyberattacks, distributed denial-of-service attacks, regulatory actions affecting third-party providers, natural disasters, pandemics, acts of war, or government restrictions.

14

Governing Law & Disputes

These Terms and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the Republic of Bulgaria, without regard to conflict-of-law principles.

Any dispute arising from or relating to these Terms shall be subject to the exclusive jurisdiction of the competent courts of the Republic of Bulgaria, unless mandatory consumer protection law in your country of residence provides otherwise.

Informal resolution: Before initiating formal proceedings, you agree to contact us at legal@vitorionacademy.com and attempt to resolve the dispute informally within 30 days. We will make good-faith efforts to resolve any complaint or concern.

EU Online Dispute Resolution: In accordance with Regulation (EU) No 524/2013, we provide the following link to the European Commission's Online Dispute Resolution (ODR) platform: https://ec.europa.eu/consumers/odr. Our email address for ODR purposes is legal@vitorionacademy.com. We are not obligated to participate in dispute resolution proceedings before a consumer arbitration board, but will consider doing so on a case-by-case basis.

15

Changes to These Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will:

  • Update the "Last updated" date at the top of this document
  • Notify registered users by email at least 14 days before the changes take effect
  • Display a prominent notice on the platform informing users of the change

Your continued use of the platform after the revised Terms take effect constitutes your acceptance of the updated Terms. If you do not agree with any changes, you must stop using the platform and may request account deletion.

Non-material changes (formatting, clarifications that do not alter your rights or obligations) may be made without prior notice.

16

Contact

For any questions, concerns, or requests related to these Terms of Service:

  • General & legal enquiries: legal@vitorionacademy.com
  • Privacy & data requests: privacy@vitorionacademy.com

We aim to respond to all enquiries within 14 business days. For GDPR data subject requests, the statutory response deadline is 30 days.

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